Health insurance plans may not cover all expenses associated with a hospital stay or major medical treatment. The balance, plus co-payments and deductibles, can lead to significant out-of-pocket costs for your client's employees. With the Group Limited HealthCare program, you can easily offer valuable healthcare products and services to supplement your client's group benefits plan and help fill any benefit gaps. This limited benefit program offers:
- Supplemental medical benefits to help with the expected and unexpected expenses, such as doctor office/emergency room visits, hospitalization, diagnostic tests, accidental death and dismemberment, as well as wellness benefits.
- NEW! Nationwide medical networks through Beech Street, Galaxy and PHCS—three of the largest health networks with more than 1.3 million provider locations and 3,800 hospitals. Now providing members access to discounts on laboratory services, imaging procedures such as MRI, CT and PET scans, and even chiropractic services.
- A rich portfolio of discount medical services including dental, vision, prescription, as well as 24-hour nurse and physician lines, offered through Careington International Corporation.
- Optional group critical illness or term life insurance benefits may be added to the plan.
- NEW! Prescription drug insurance program available to help employees address the high cost of outpatient prescription drugs.
Limited HealthCare program not available in CT, MA, MN, MT, NH, NJ or WA.
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For limited healthcare information in Spanish, Chinese or Korean, please contact your Benefit Solutions Representative.